Terms and Conditions
Last updated: June 10, 2022

Please read these terms and conditions carefully before using our service.

Interpretation and Definitions
Interpretation
Words with an initial capital letter have the meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or plural.

Definitions
For the purposes of these Terms and Conditions:

Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.
Country refers to any EU member state.
Company (referred to as "the Company," "We," "Us," or "Our" in this Agreement) refers to Financial-Literacy.
Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
Service refers to the Website.
Third-party social media service refers to any services or content (including data, information, products, or services) provided by a third party that may be displayed, included, or made available by the Service.
Website refers to Financial-Literacy, accessible from https://Financial-Literacy.com.
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
Acknowledgment
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions, You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Company’s Privacy Policy. Our Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your personal data when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

Links to other websites
Our Service may contain links to third party web sites or services that are not under the control of the Company.

The Company has no control over the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable for any loss or damage caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party web sites or services.

We strongly encourage you to read the terms and conditions and privacy policies of any third party websites or services you visit.

Termination
We may immediately terminate or suspend your access, without notice or liability, for any reason, including but not limited to your violation of these terms and conditions.

Upon termination of your access, your right to use the Service will immediately terminate.

Limitation of Liability
Notwithstanding any damages you may suffer, the total liability of the Company and its suppliers under any provision of these terms and conditions and the sole defense of all of the foregoing is limited to the amount actually paid by you through the Service or $100 if you have not purchased anything through the Service.

To the fullest extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, indirect, consequential or indirect damages (including, but not limited to, damages for loss of profits, loss of data or other information, business interruption or other monetary loss) arising out of the use or inability to use the Service or the supply or non-use of these services, even if the Company has been advised of the possibility of such damages.

Changes to terms and conditions
We reserve the right to modify or replace these terms and conditions at any time at our sole discretion. If the changes are material, we will provide you with at least 30 days' notice before the new terms and conditions take effect. What is considered a material change will be determined in our sole discretion.

If you use the Service after any changes to these terms and conditions become effective, you agree to be bound by such changes. If you do not agree to any changes to these terms and conditions, you should discontinue using the Service.