Privacy Policy for Processing Personal Data

GENERAL PROVISIONS
This privacy policy is prepared in accordance with the requirements of the General Data Protection Regulation (GDPR) and outlines the procedure for processing personal data and the measures taken to ensure the security of personal data by Financial-Literacy (hereinafter referred to as the "Operator").
1.1. The Operator prioritizes the protection of the rights and freedoms of individuals when processing their personal data, including the right to privacy, personal and family confidentiality.
1.2. This policy applies to all personal information the Operator may receive about visitors to the website https://finanncertwr.com.

DEFINITIONS USED IN THIS POLICY
2.1. Automated processing of personal data – processing of personal data using computer technologies.
2.2. Blocking of personal data – temporary cessation of processing of personal data, except in cases where processing is necessary to clarify personal data.
2.3. Website – a set of graphical and informational materials, as well as software and databases, that ensure availability on the internet at https://finanncertwr.com.
2.4. Information system of personal data – a set of personal data contained in databases and the information technologies and technical means that ensure their processing.
2.5. Anonymization of personal data – actions that make it impossible to determine the owner of the personal data without additional information.
2.6. Processing of personal data – any action (operation) or a set of actions (operations) performed with or without the use of automated means, including collection, recording, systematization, accumulation, storage, clarification (updating, changing), extraction, use, transfer (distribution, provision, access), anonymization, blocking, deletion, and destruction of personal data.
2.7. Operator – a state authority, municipal body, legal entity, or individual that organizes and (or) carries out the processing of personal data, as well as determines the purposes of personal data processing.
2.8. Personal data – any information relating to an identified or identifiable user of the website https://finanncertwr.com.
2.9. User – any visitor to the website https://finanncertwr.com.
2.10. Provision of personal data – actions aimed at disclosing personal data to a specific person or a specific group of persons.
2.11. Distribution of personal data – actions aimed at disclosing personal data to an undefined group of persons, including making personal data available in the media or on the internet.
2.12. Cross-border transfer of personal data – the transfer of personal data to the territory of a foreign state to a foreign state authority, foreign individual, or foreign legal entity.
2.13. Destruction of personal data – any actions that result in the irreversible destruction of personal data, making it impossible to restore the data in the information system or on material carriers of personal data.

GENERAL PROVISIONS
3.1. This policy applies to all information the Operator may receive about the User while using the website https://finanncertwr.com.

BASIC PRINCIPLES OF PERSONAL DATA PROCESSING
4.1. The processing of personal data is carried out lawfully and fairly.
4.2. The processing of personal data is limited to achieving specific, legitimate purposes determined in advance.
4.3. It is prohibited to combine databases containing personal data that are processed for incompatible purposes.
4.4. Only personal data that meet the purposes of their processing are subject to processing.
4.5. The content and scope of the personal data processed must correspond to the stated purposes.
4.6. Anonymization of personal data is carried out where necessary.
4.7. Personal data must be accurate, sufficient, and up to date.
4.8. Personal data must not be stored longer than necessary for processing unless otherwise provided by law.
4.9. Personal data must be destroyed once the purposes of their processing are achieved or when the need for processing ceases, unless otherwise provided by law.

PURPOSES OF PERSONAL DATA PROCESSING
5.1. The Operator processes the personal data of individuals for the following purposes:

Providing services or features offered by the website https://finanncertwr.com;
Communicating with the User, including sending notifications, requests, and information related to the use of the website’s services and features;
Improving the quality of services offered by the website.
CONDITIONS FOR PERSONAL DATA PROCESSING
6.1. The processing of personal data is based on the following principles:
Lawfulness of personal data processing and good faith;
The relevance of personal data processing to the purposes determined during its collection;
Adequacy of the volume and nature of the personal data processed;
Ensuring the accuracy, sufficiency, and relevance of personal data in relation to the purposes of their processing;
Prohibiting the processing of personal data for purposes incompatible with the original objectives;
Storing personal data for no longer than necessary;
Anonymization of personal data where required.
RIGHTS OF THE DATA SUBJECT
7.1. The data subject has the right to:
Know the source of their personal data, where it is stored, the purpose, and the duration of its processing;
Request information related to the processing of their personal data;
Correct, block, or delete their personal data if it is incomplete or inaccurate, or in cases of unlawful data processing;
Request that the processing of their personal data be stopped or that it not be transferred to third parties;
Object to the processing of their personal data for marketing purposes.
LIABILITY
8.1. The Operator is responsible for any failure to comply with the GDPR or for improper processing of personal data.
8.2. If the data subject suffers harm as a result of the unlawful processing of their personal data, the Operator must compensate for the damage in accordance with the relevant EU laws.

FINAL PROVISIONS
9.1. This policy is an internal document of the website https://finanncertwr.com and is publicly accessible.
9.2. The Operator reserves the right to make changes to this policy without the consent of the data subjects. Changes come into force when published on the website.
9.3. Users are responsible for monitoring changes to the policy, which is posted on the website https://finanncertwr.com.
9.4. This policy is valid indefinitely until replaced by a new version.

Last updated: May 23, 2022